When it comes to teaching kids about money, surveys indicate that most parents would rather not, so much so that they wait until their kids are 15 to start. This oversight may be generational; another poll indicates that only one in four American adults learned money lessons from their parents. The gap shows: America continually rates poorly on financial literacy indicators; 60% of Americans can’t cover a $400 emergency with their savings; and 61% of Americans don’t know how much money they need to retire. Surveys indicate that 80% of newly graduated teens rank financial pressures as either a “major or minor problem.” Stress about money is a huge problem in this country, one which parents presumably would like very much to help their children avoid. But how?